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Role Responsibilities

•  Evaluates and assesses credit loan applications by checking feasibility and financial viability of business proposals including the identification and evaluation of:

1.  organizational and managerial inputs and expertise,
2. financial implications and returns,
3. market factors, competition and market penetration,
4. Securities offered and available.

• Prepare reports that include the degree of credit risk involved in extending credit and portfolio trend analysis.
• Recommend Approval or Rejection of credit applications to higher level.
• Assist in the review and development of credit policies and guidelines.
• Contact clients where clarification is required on proposal. This may take written or telephone contact.
• Maintain conformance with CEDA Guidelines, Credit Policy and procedures across the Agency.
• Analyse and test compliance to; conditions of sanction to maintain the quality of the credit risk profile of the CEDA portfolio.
• Adhere to all service level agreements.

Qualification

• A Bachelor’s degree in Finance/ Banking/Economics/ or equivalent financial qualification.

Experience

• At least four (4) years post qualification experience in a related field preferably in a financial institution. Experience in development finance will be an added advantage.

Knowledge & Skills required

• Operational knowledge in credit
• Analysing Information
• Commercial Awareness
• Attention To Detail
• Planning and Organising
• Service Orientation
• CEDA Values

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